Asphalt vs Metal Roofing: Which Is Better for Midwestern Homes?

Why Your Roofing Choice Matters in the Midwest

Midwestern homeowners know the weather is no joke—icy winters, spring storms, and hot summers all test a roof’s durability. Choosing between an asphalt shingle roof and a metal roof can feel overwhelming, especially with so many factors like cost, longevity, and curb appeal to weigh.

Here’s the short answer:

• Asphalt shingles: Budget-friendly, easy to install, classic look.
• Metal roofing: Long-lasting, energy-efficient, excellent in harsh Midwest weather.

Both roofing options have their place, but the right choice depends on your home, budget, and long-term goals. Not sure where that leak is coming from? Schmitt Roofing & Construction can help.

Understanding Roofing Basics

Your roof isn’t just shingles or panels—it’s your home’s first defense against Midwest weather extremes. Asphalt shingles are made of fiberglass or organic mats coated with asphalt and granules, offering a traditional appearance and affordable cost. Metal roofing, on the other hand, uses steel, aluminum, or copper panels built to resist fire, wind, and hail.

Why does this matter? In states like Iowa, Minnesota, Illinois, and Wisconsin, storms can drop hail the size of golf balls, while heavy snowpack puts weight and stress on a roof. That means choosing the right material isn’t just cosmetic—it can save thousands in repairs and energy bills over time.

What to Consider Before Choosing a Roof

Before you commit, weigh these factors:

• Budget: Asphalt shingles cost less upfront, while metal roofing is an investment that pays off long-term.
• Local Codes & HOA Rules: Some neighborhoods restrict roof types or colors.
• Home Age & Style: Asphalt blends well with traditional homes; metal adds modern curb appeal.
• Longevity Goals: Planning to sell in 5 years? Asphalt may make sense. Staying 30+ years? Metal roofing often wins.

Working with a licensed roofer ensures all permits and safety checks are covered.

Asphalt vs Metal Roof: Side-by-Side Comparison

Here’s a quick look at how the two stack up for Midwest homes:

Feature	Asphalt Shingles	Metal Roofing
Cost	Lower upfront ($3–$5 per sq ft)	Higher upfront ($8–$14 per sq ft)
Lifespan	15–30 years	40–70+ years
Weather Resistance	Moderate (hail & wind damage possible)	Excellent (wind, hail, fire resistant)
Maintenance	Regular inspections, more repairs	Minimal maintenance needed
Energy Efficiency	Absorbs heat; less efficient	Reflects sunlight; lowers cooling costs
Appearance	Classic, wide variety of styles	Modern, sleek; can mimic shingles/tile
ROI	Moderate resale boost	Higher resale boost, especially long-term

Asphalt Shingle Roofing: Pros and Cons

Pros

• Lower upfront cost makes it budget-friendly.
• Easy to install and repair—most roofers handle shingles daily.
• Wide color and style options to match any home.

Cons

• Shorter lifespan, often needing replacement after 20 years.
• Vulnerable to hail and wind damage common in the Midwest.
• Less energy-efficient, absorbing heat in the summer.

Metal Roofing: Pros and Cons

Pros

• Exceptional durability, lasting 40–70 years.
• Withstands hail, heavy snow, and high winds—perfect for Midwest storms.
• Energy efficient, reflecting sunlight to reduce summer cooling bills.
• Fire-resistant, low maintenance, and eco-friendly (often made of recycled metal).

Cons

• Higher upfront cost than asphalt shingles.
• Can be noisier during heavy rain without proper underlayment.
• Some HOAs or historic districts may restrict use.

Why Midwest Homes Benefit From Metal Roofing

While asphalt shingles remain the most common roofing material nationwide, metal roofing is gaining traction in the Midwest. Why? The region’s unique challenges:

• Snow & Ice: Metal roofing sheds snow faster, reducing ice dam risk.
• Hail Resistance: Steel roofing offers Class 4 impact resistance, the highest rating.
• Energy Savings: Reflective coatings can cut summer cooling costs by up to 25%.
• Longevity: One installation can last a lifetime, reducing landfill waste from frequent shingle tear-offs.

Homeowners looking for the best roof for Midwest homes often find metal to be a smart long-term investment.

Quick Checklist: Choosing Between Asphalt and Metal

• Compare upfront vs lifetime costs.
• Review your neighborhood HOA rules.
• Consider your long-term plans (stay or sell).
• Think about energy efficiency and maintenance needs.
• Schedule a professional roof inspection before deciding.

Midwest Roofing FAQs

Is a metal roof better for Midwest storms?

Yes, metal roofing is more resistant to hail, wind, and snow compared to asphalt shingles, making it a strong choice for Midwest homes.

Does metal roofing cost more than asphalt shingles?

Yes, but while asphalt shingles are cheaper upfront, metal roofing offers better ROI over time with fewer replacements and lower energy bills.

Will a metal roof make my home hotter in summer?

No. In fact, metal roofs reflect sunlight, keeping homes cooler and lowering air-conditioning costs.

Can asphalt shingles still be a good choice in the Midwest?

Yes. Asphalt shingles remain popular for their affordability, classic look, and widespread availability, though they may require more repairs after storms.

How long do asphalt vs metal roofs last?

Asphalt shingles typically last 15–30 years, while metal roofing can last 40–70+ years with proper installation and minimal maintenance.

Making the Right Roofing Decision for Your Midwest Home

In the debate of asphalt vs metal roof, the best choice for Midwest homes depends on your budget, style, and long-term goals. Asphalt shingles remain affordable and attractive, while metal roofing offers unmatched durability and efficiency against the region’s unpredictable weather.

At Schmitt Roofing & Construction, we’ve helped Midwestern homeowners protect their investments with expert roofing solutions built to last. From inspections to full replacements, we’re licensed, insured, and trusted in the community.

Ready to find the right roof for your home? Schedule your free inspection today.